Analysis Tool

1DIAS Debt Service

Simple interest debt service (annualized).

Module 2

1DIAS Debt Service Calculator

Loan-level analysis for commercial real estate acquisitions. Instantly determine annual debt service and monthly payment obligations.

Debt Service Analysis

Loan Amount × Interest Rate → Annual Debt Service → Monthly Payment

$
%
Annual Debt Service
$

Loan Amount × Interest Rate (decimal)

Monthly Payment
$

Annual Debt Service ÷ Months in Year

Calculation Note

This calculator uses an interest-only model: Annual Debt Service = Loan Amount × Interest Rate. For fully amortizing loans, consult a full amortization schedule. Use this figure alongside your NOI from the Underwriter module to assess debt coverage.